Gardens Home Buying Things You Should Know About Home Buying
		Home buying? If, so, here's something about a home loan that you may have been to shy to ask. Often the price of a home mortgage loan is stated in terms of an interest rate, points, and other fees. A "point" is a fee that equals 1 percent of the loan amount. Points are usually paid to the lender, mortgage broker, or both, at the settlement or upon the completion of the escrow. Often, you can pay fewer points in exchange for a higher interest rate or more points for a lower rate. Ask your lender or mortgage broker about points and other fees. Try several of the links here to find a company who will provide a mortgage broker as part of their service. He or she should try to get you the best rate and the lowest number of points.
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